What Should I Do if I’m in an Accident with an Uninsured Driver?

If you’ve been in a road traffic accident that wasn’t your fault, and the driver was uninsured, you can still make a compensation claim.

After being hit by an uninsured driver, Winn Solicitors can help you with all aspects of your claim, including recovering compensation for you through the Motor Insurance Bureau.

The Motor Insurance Bureau (MIB) is a non-profit organisation which has been set up to help protect innocent victims of road traffic accidents involving uninsured drivers. It is there to provide compensation for property damage, and also for injuries sustained as the result of a road traffic accident. The MIB is funded by a percentage of insurance premiums.

Following an accident with an uninsured party, call Winns before your insurer. While the MIB can provide you with compensation for some aspects of your accident, they are likely to advise that you claim for repairs through your insurer. Here at Winns, our one stop shop approach means that we’ll take care of the repairs for you, and work with the MIB to recover compensation for other aspects of your claim too.

If you’re considering which route to take in pursuing compensation following your accident, it is worth noting that many insurers now offer to protect your no claims bonus if you’re in an accident where an uninsured party is at fault – however, treat this with caution. You may find when you come to renew your insurance, your no claims bonus is protected, but your premium may have significantly risen.

If you’ve been in an accident that wasn’t your fault, and the other driver is uninsured, call Winn Solicitors today on 0800 988 6288 to find out how we can help.

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